Free senior care guidance for Fort Worth metro families. No cost to you, ever.
Call (682) 432-9929
Fort Worth Senior Advisor

What's the difference between Texas's Medicaid expansion and Medicaid for seniors?

Texas has not expanded Medicaid under the Affordable Care Act, but that decision has no bearing on long-term-care Medicaid for seniors, which is a com

Quick answer

Texas has not expanded Medicaid under the Affordable Care Act, but that decision has no bearing on long-term-care Medicaid for seniors, which is a completely separate, decades-old eligibility pathway for people who are 65 or older, or blind or disabled.

HomeQuestionsWhat's the difference between Texas's Medicaid expan
Answer

Texas has not expanded Medicaid under the Affordable Care Act, but that decision has no bearing on long-term-care Medicaid for seniors, which is a completely separate, decades-old eligibility pathway for people who are 65 or older, or blind or disabled.

The detail behind the program

These two things get conflated constantly, including by adult children who've read that Texas 'didn't expand Medicaid' and assume that means their aging parent has no Medicaid options at all. ACA expansion covers a different population entirely -- working-age adults under 65 whose income falls under a specific threshold, evaluated using MAGI (modified adjusted gross income) rules. Long-term-care Medicaid for seniors uses non-MAGI aged/blind/disabled eligibility rules that predate the ACA by decades and exist regardless of a state's expansion decision. If someone tells you Texas seniors can't get Medicaid help because the state didn't expand Medicaid, that's simply incorrect -- STAR+PLUS and nursing facility Medicaid have operated under separate rules the whole time.

Related questions

Questions families ask

What's the difference between Texas's Medicaid expansion and Medicaid for seniors?

Texas has not expanded Medicaid under the Affordable Care Act, but that decision has no bearing on long-term-care Medicaid for seniors, which is a completely separate, decades-old eligibility pathway for people who are 65 or older, or blind or disabled.

Not sure where to start?

Answer five questions and a local advisor will come back with senior care options in your area that actually fit your situation and budget. It is free, and there is no obligation.

Find care options
Find senior care — free